India's digital lending sector faces increased scrutiny from both the judiciary and the RBI. A PIL in the Gujarat High Court targets predatory practices like usurious interest rates and coercive recovery methods. In response, the RBI's Digital Lending Directions aim to protect consumers by mandating direct fund flows, requiring a standardized Key Fact Statement (KFS) for transparency, and prohibiting apps from accessing a user's contact list or personal files without explicit

Supreme Court rules in favor of homebuyers, ensuring fair compensation for project delays in Vidya v. Parsvnath Developers.